Kyle C. Garrison

Retail is undergoing a profound transformation driven by three influential, interconnected forces: omnichannel experiences, the growing presence of marketplaces, and the expansion of direct-to-consumer strategies. These forces reflect evolving consumer…

Firms with cross-border revenues, costs, assets, or liabilities face currency risk that can erode margins and distort cash flows. The most common mistake is equating “more hedging” with “better protection.”…